NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 30, 2008, executed by CASEY MICHAEL DOBSON AND ASHLEY DAWN DOBSON, HUSBAND AND WIFE, AS JOINT TENANTS, conveying certain real property therein described to EQUITITLE INC. as same appears of record in the Register's Office of Polk County, on June 2, 2008, as Instrument No. 08001741, in Book TD380, at Page 192; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP who is now the owner of said debt; and WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Polk County, Tennessee.
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 28, 2010, 1:00 PM at the Polk County courthouse door where the foreclosure sales are customarily held At the Polk County Courthouse, Benton, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Polk County, Tennessee, to wit:
BEING LOT THIRTY (30) SAVANNAH PLACE as shown by plat of record in Plat Book 9, Page 91 Register’s Office of Polk County, Tennessee to which reference is herein made. Being a portion of the same property conveyed to Jonathan McCann from Thomas & Thomas Developments, LLC dated 4/20/2006; recorded in Book 244, Page 44, Register’s Office of Polk County, Tennessee.
SUBJECT TO restrictions in MB 109/115, in the Register’s Office of Polk County, Tennessee. SUBJECT TO easements and setback as set out on recorded plat. SUBJECT to conditional sewer easements as recorded in DB 151/144 and DB 162/335.
SUBJECT TO 100 year flood line as shown on recorded plat. PROPERTY ADDRESS: The street address of the property is believed to be 154 CLAIRE ST, BENTON, TN 37307. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.
CURRENT OWNER(S): CASEY MICHAEL DOBSON AND ASHLEY DAWN DOBSON OTHER INTERESTED PARTIES:
The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.
RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A.,
Substitute Trustee 2380 Performance Dr, TX2-985-07-03 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (805) 553-6392 TS#:09 -0169502 FEI # 1006.77097 01/06, 01/13, 01/20/2010

NOTICE OF SUBSTIUTE TRUSTEES SALE

WHEREAS, Jimmie Taylor and wife, Esther Taylor and James Taylor and wife Sherry Taylor, by Deed of Trust dated 4-24-2002 of record in Book 273, Page 456, Register’s Office of Polk County, Tennessee, conveyed to DOUGLAS N.  BLACKWELL II, duly appointed SUBSTITUTE TRUSTEE, the herein after described real property to secure the payment of certain Promissory Notes to The Bank/First Citizens Bank, k/n/a Branch Banking & Trust Co. (“BBT”), and

WHEREAS, default has been made in the payment of the Notes, and

WHEREAS, the owner and holder of the Notes has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and  costs of foreclosure in accordance with the terms and provisions of the Notes and Deed of Trust.

NOW, THEREFORE, notice is hereby given that I, DOUGLAS N.

BLACKWELL II, SUBSITUTE TRUSTEE, pursuant to the power, duty, and authority vested in and conferred upon me, by the Deed of Trust, will on January 29, 2010 at 10:00am at the front of the Main Door of the old Polk County Courthouse in Polk County, Tennessee, offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deeds of Trust, certain real property and attachments located in Polk County, Tennessee, described as follows:

IN THE SECOND CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

TRACT ONE:

BEING a tract on Fairview Mountain, and being the center tract of land of Peak, and more particularly described as BEGINNING in the Easternmost line of lands of Terry Parker at a point located 300 feet, more or less, South of where the Easternmost line of lands of Terry Parker intersects the Southernmost line if the Fairview Mountain Road; from said point of beginning, run with the Easternmost line of land of Terry Parker and George Parker in a generally Southerly direction, 460 feet more or less, to a common intersecting corner of lands of George Parker, Carpenter and Gregg; thence with the Northernmost line of lands of Gregg in a generally Easterly direction, 62 feet, more or less, to the Westernmost line of lands of Lewellen; and run thence with the Westernmost one of lands of Lewellen in a generally Northern direction, 320 feet more or less, to the Southeasternmost corner of lands of Wilcox; thence with the Southernmost line of Wilcox, in a generally Westerly direction, 124 feet, to a corner; thence with the Westernmost line of Wilcox in a generally Northern direction, 100 feet to a corner; thence Westwardly, 100 feet to a corner; thence Northerly,, 40 feet, to a corner; thence generally Westwardly 300 feet to the Easternmost line of lands of Terry Parker, the place of BEGINNING and containing 2.62 acres, more or less, being bounded on the North by Peak; on the East by Wilcox and Lewellen; on the South by Gregg; and on the West by George Parker and Terry Parker.

TOGETHER WITH AND SUBJECT TO a 20-foot non-exclusive easement and perpetual road right of way easement for the use of the land owners adjoining said right of way, leading generally in a Southern direction from the Fairview Mountain Road through property of Peak to the above-described tract, and other properties.  It is the intent to convey a 20-foot non-exclusive perpetual road right of way easement from Fairview Mountain Road, a county road, to the above-described tract, for ingress and egress purposes.

LESS AND EXCEPT from the above description is all of that real estate conveyed to John R. Goffin and wife, Aleatha J. Goffin by Melvin Chaney by deed recorded in Deed Book 148, Page 31 in the Register’s Office of Polk County, Tennessee.  (Containing 0.3 acres, more or less)

TRACT TWO:

Parcel One:  BEGINNING at a point in the Northeast corner of other lands of Chaney, being the Northwest corner of land of Darius Wilcoxon, said point being located 260 feet, more or less, West of the West line of land of Elzie Wilcoxon, and running thence in a Northerly direction, with and along the West line of other land this day conveyed to Darius Wilcoxon, 40 feet more or less, to the South line of land this day conveyed to Bill Peak and running thence in a Westerly direction, along the South line of Peak, 100 feet more or less, to the Northeast corner of other land of Chaney, and running thence in a Southerly direction, along the East line of land Chaney, 40 feet, more or less, to the North line of other land of Chaney, running thence in an Easterly direction, along the North line of other land of Chaney, 100 feet, more or less, to the Point of Beginning.

BOUNDED on the North by land this day conveyed to Bill Peak, East by land this day conveyed to Darius Wilcoxon, and on the South and West by other lands of Melvin Chaney.

Parcel Two:

Tract One: BEGINNING at the Northeast corner of other lands of Darius Wilcoxon in the West line of Elzie Wilcoxon and running thence in a Northerly direction, with and along the West line of Elzie Wilcoxon, 40 feet, more or less, to the south line of land conveyed to Bill Peak, and thence extending back in a Westerly direction between parallel lines, 260 feet, more or less, to the East line of land conveyed to Melvin Chaney.

BOUNDED on the North by land of Bill Peak; East by Elzie Wilcoxon; South by other lands of Darius Wilcoxon and West by land of Melvin Chaney. 

Tract Two: BEGINNING at a spring located at the Southwestern corner of the land of Wilcox and the Northwestern corner of the lands of Lewellen; and run thence with the Westernmost line of lands of Lewellen in a generally Southerly direction 250 feet, more or less, to a point located in the Easternmost line of a road right of way; thence crossing said road right of way in a generally Western direction, 124 feet, to a point; thence generally North 100 feet, to a severance line with lands of Peak; thence with the Southernmost line of lands of Peak in an Easternly direction, 260 feet, more or less, to a spring being the place of beginning.

TOGETHER WITH AND SUBJECT TO a 20-foot non-exclusive easement and perpetual road right of way easement for the use of the land owners adjoining said right of way, leading generally in a Southern direction form the Fairview Mountain Road through property of Peak to the above-described tract, and other properties.  It is the intent to convey a 20-foot non-exclusive perpetual road right of way easement from Fairview Mountain Road, a county road, to the above-described tract, for ingress and egress purposes.

Commonly known as: 265 CARPENDER LANE RELIANCE, TN  37369, but such is not included in the legal description.

For prior title see Deed of Trust in Book 273, Page 456, in the Register’s Office of Polk County, Tennessee.  See also, Deed recorded in Book 260, Page 40, in the Register’s Office of Polk County, Tennessee form KIM SHCNECK to JIMMIE L. TAYLOR AND WIFE, ESTHER M. TAYLOR and JAMES M. TAYLOR AND WIFE, SHERRY V. TAYLOR dated 9-4-2008 and recorded 11-14-2008.  See also Book 260, Page 37, in said Register’s Office from JIMMIE L. TAYLOR AND WIFE, ESTHER M. TAYLOR to KIM SCHNECK, dated 10-24-2008 and recorded 11-14-2008, and Warranty Deed in Book 221, Page 343, in said Register’s Office, from JAMES E. TAYLOR AND WIFE, SHERRY L. TAYLOR to JIMMIE L. TAYLOR AND WIFE, ESTHER M. TAYLOR dated 4-24-2002 and recorded 5-2-2002.

SUBJECT TO: 20-foot road right of way easement, running across the tract leading to lands of Lewellen and other, form the Fairview Mountain Road.

SUBJECT TO: Any governmental zoning and subdivision ordinance in effect thereon.

SUBJECT TO: Any roadways or rights of way extending into, through, over or under said property.

SUBJECT TO: Health Department Regulations and/or Requirements.

SUBJECT TO: Any covenants, conditions, restrictions, reservations or easements of record.

OTHER INTERESTED PARTIES: Jimmie Taylor and wife, Esther Taylor; James Taylor and wife Sherry Taylor; Occupants; Polk County Property Tax Office.

The title to said real estate is believed good, but I will convey as substitute trustee only and subject o any unpaid taxes or Homeowner Association fees.

This sale is subject to all matters shown on applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Successor Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

The right is reserved to adjourn the day of the sale to another day certain without further publication, upon announcement at the time set forth above.

This sale is subject to liens, easements, encumbrances, property taxes, rights of redemption of taxing entities and other matter, which are prior in right to the lien of the aforesaid Deed of Trust.

WITNESS my hand this 29^th day of December, 2009.

/s/ Douglas N. Blackwell II

Douglas N. Blackwell II, Attorney

Blackwell Law Offices PLLC

P. O. Box 1455, Cleveland, TN  37364

(423) 472-3000

THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

To Be Run On: January 6, 13 and 20, 2010.

NOTICE OF SUBSTIUTE TRUSTEES SALE

WHEREAS, Glen O. and Eva L. Rogers, by Deed of Trust recorded January 7, 2009 of record in Book 389, Page 260, Register’s Office of Polk County, Tennessee, conveyed to DOUGLAS N.  BLACKWELL II, duly appointed SUBSTITUTE TRUSTEE, the herein after described real property to secure the payment of certain Promissory Notes described in the Deed of  Trust, which Notes were payable to Benton Banking Company, now known as First  Volunteer Bank, and
WHEREAS, default has been made in the payment of the Notes, and
WHEREAS, the owner and holder of the Notes has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and  costs of foreclosure in accordance with the terms and provisions of the Notes and Deed of Trust.
NOW, THEREFORE, notice is hereby given that I, DOUGLAS N.
BLACKWELL II, SUBSITUTE TRUSTEE, pursuant to the power, duty, and authority
vested in and conferred upon me, by the Deed of Trust, will on  February 3, 2010  at 11:00am at the front of the Main Door of the old Polk County Courthouse in Polk County, Tennessee, offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property and attachments located in Polk County, Tennessee, described as follows:
TRACT ONE:
Map 55 Parcel 15.01 – 1459 Parksville Road, Benton, TN 37307
IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:
BEGINNING in the Westernmost line of the Old Parksville Road where the same is intersected by the Northeast corner of land of Bramlett (as recorded in Deed Book 57, Page 103); and from said beginning point and running with the Northeast line of Bramlett, North 69 deg. 13 min. 20 sec. West, 128.38 feet to a stump and a slight angle; thence continuing on with said line of Bramlett, North 72 deg. 09 min. 20 sec. West, 27.4 feet to a newly placed iron pin; thence with the Southeast line of other land of Smith and 10 feet East of a church building, North 24 deg. 02 min. East, 168 feet to a point located 7.8 feet into an existing roadway and 7.8 feet from an iron pin located in the side of the road; thence running mainly within the existing roadway, South 64 deg. 47 min. East, ___ feet to the West line of the Old Parksville Road; thence with said line of said Road, South 16 deg. 46 min. West, 156.25 feet to the BEGINNING and containing 0.54 acres, more or less, as shown by survey of Jimmy L. Richmond, TRLS # 917, Cleveland, Tennessee dated July 26, 1995.
For prior title see Deed recorded in Book 213, Page 609 from Darrell Long and Bettina C. McIntosh to Glen O. Rogers and wife, Eva Lamesa Rogers dated 6/5/2000 and recorded 6/9/2000, in the Register’s Office of Polk County, Tennessee.
THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING:
Right of way reserved by John W. Smith and wife, is the entire roadway as it exists along the Northernmost boundary of the above described property for access to and from other land belonging to said Smiths.
Any governmental zoning and subdivision ordinances in effect thereon.
Any covenants, conditions, restrictions, reservations or easements of record.
Any state of facts an accurate survey would disclose.
Note: There was a distance omitted in one of the calls of this legal.  This has been omitted since the origin of this description in Deed Book 181, Page 332 in said Register’s Office.
TRACT TWO:
Map 45D Group E Parcel 11.00 – 2288 Parksville Road, Benton, TN 37307
IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:
Parcel One:
BEGINNING at a stake in Richardson line, running North 150 feet to a stake; thence West 40 feet to a stake;    
then 150 feet South to a phone pole; then 40 feet East to the beginning corner.
Parcel Two:
BEGINNING at a point where the Southwest corner of Grantee’s property borders on the North side of the Benton to Parksville Road at an iron stake; thence in a Westwardly direction 50 feet along the North side of the Benton to Parksville Road to an iron stake; thence in a Northerly direction and parallel with the West boundary of Grantee’s property 50 feet to an iron stake; thence in an Easterly direction and parallel with the Benton to Parksville Road, 50 feet to an iron stake in the West boundary line of Grantee’s property; thence in a Southerly direction along the West boundary line of Grantee’s property, 50 feet to the point of beginning.
Parcel Three:
BEGINNING at a corner with Benson Richardson on the North side of Benton-Parksville Road; thence North 60 feet with Richardson line; thence West 50 feet to a stake; thence South 60 feet to a stake corner at said Road; thence East to beginning corner.
For prior title see Deed recorded in Book 244, Page 430 from Hoyt L. Goodman, Jr., beneficiary of the Estate of Gladys Goodman as filed in Probate of Polk County, Tennessee Docket # P-764 to Glenn O. Rogers and wife, Eva Lamesa Rogers dated 5/26/2006 and recorded 6/2/2006, in the Register’s Office of Polk County, Tennessee.
THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING
Any governmental zoning and subdivision ordinances in effect thereon.
Any covenants, conditions, restrictions, reservations or easements of record.
Any state of facts an accurate survey would disclose.
Road Easement in Deed Book 49, Page 373 in said Register’s Office.
Subject to any unpaid claims filed against the still open estate of Gladys Goodman, in Probate Court of Polk County, Tennessee Docket # P-764. (Note Copy of Claim still open is attached.)
TRACT FOUR:
Map 45D Group A Parcel 10.00 - 330 Ward Street, Benton, TN 37307
BEING PARCELS OF CERTAIN TOWN LOTS in the Town of Benton, Tennessee fronting on Ward Avenue, beginning at the Northwest corner of the lot of Mrs. Lossie (Nuchels) Higgins; thence East with line of said lot to a corner with lot of Mrs. Fannie M. Bell Lillard; thence North with line of Fannie M. Bell Lillard lot to the creek; thence West with the meanders of said creek to Ward Avenue; thence South with Ward Avenue to the beginning corner said tract being more particularly described by metes and bounds: BEGINNING at an iron pipe off the South bank of Four Mile Creek where it is intersected by the East line of Ward Avenue, two (2) Ash Trees marked as witness trees; thence with street line, South 27E West, 150.5 feet to an iron pipe about 135 feet from street corner; thence South 61E 15 min East with wall of store, 68.4 feet to stake; thence North 30E 30 min. East between buildings 163 feet to an iron pipe on the South bank of creek; thence with the meanders of the creek (a straight line along said creek, North 70E West, 77.5 feet) to the beginning.
SUBJECT to the right to use the well and pipe line under and across the lot to the adjoining heretofore sold to Fannie M. Bell Lillard which deed is of record in Deed Book 33-A, Page 68 in said Register’s Office.
For prior title see Deed recorded in Book 248, Page 450 from Brenda F. Dotson, Elizabeth Maxine Rogers, Luther Curtis Rayburn and Roger C. Rayburn to Glenn Rogers and wife, Eva Lameesa Rogers dated 12/28/2006 and recorded 12/29/2006, in the Register’s Office of Polk County, Tennessee.
THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING:
Any governmental zoning and subdivision ordinances in effect thereon.
Any covenants, conditions, restrictions, reservations or easements of record.
OTHER INTERESTED PARTIES: Polk County Property Tax Office, Benton City Property Tax Office, Occupants, Glen and Eva Rogers, Bank of Cleveland, c/o David Humberd Trustee, Bowater Employees Credit Union c/o Professional Title Trustee.
The title to said real estate is believed good, but I will convey as substitute trustee only and subject o any unpaid taxes or Homeowner Association fees.
This sale is subject to all matters shown on applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Successor Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.
The right is reserved to adjourn the day of the sale to another day certain without further publication, upon announcement at the time set forth above.
This sale is subject to liens, easements, encumbrances, property taxes, rights of redemption of taxing entities and other matter, which are prior in right to the lien of the aforesaid Deed of Trust.
WITNESS my hand this 29th  day of December, 2009.
/s/ Douglas N. Blackwell II
Douglas N. Blackwell II, Attorney
Blackwell Law Offices PLLC
P. O. Box 1455, Cleveland, TN  37364
(423) 472-3000
THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
To Be Run On: January 6, 13 and 20, 2010

NOTICE OF SUBSTIUTE TRUSTEES SALE

WHEREAS, Ramona and David King, by Deed of Trust dated 3-3-2000 of record in Book 246, Page 15, Register’s Office of Polk County, Tennessee, conveyed to DOUGLAS N.  BLACKWELL II, duly appointed SUBSTITUTE TRUSTEE, the herein after described real property to secure the payment of certain Promissory Notes described in the Deed of  Trust, which Notes were payable to Benton Banking Company, now known as First  Volunteer Bank, and

WHEREAS, default has been made in the payment of the Notes, and

WHEREAS, the owner and holder of the Notes has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Notes and Deed of Trust.

NOW, THEREFORE, notice is hereby given that I, DOUGLAS N.

BLACKWELL II, SUBSITUTE TRUSTEE, pursuant to the power, duty, and authority vested in and conferred upon me, by the Deed of Trust, will on  February 3, 2010 at 11:00am at the front of the Main Door of the old Polk County Courthouse in Polk County, Tennessee, offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property and attachments located in Polk County, Tennessee, described as follows:

IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

BEGINNING at an iron pin located in the East line of Old Ocoee Road at its intersection with the North line of Hildebrand Road; thence Southeasterly along the Northeast line of Hildebrand Road, 309 feet to the Southwest corner of Norwood; thence Northeasterly along the line of Norwood, 175 feet, more or less, to a point; thence Northwesterly running parallel to the Northeast line of Hildebrand Road; 309 feet to an iron pin located in the Southeast line of Old Ocoee Road; thence Southerly along the Southeast line of Old Ocoee Road, 175 feet to the beginning point.

For prior title see Deed recorded in Book 183, Page 83 from Betty Rice Ray, James W. Rice, Paul Rice and Jane Rice Kinser to Ramona F. King and husband, David King dated 9/27/1995 and recorded 10/11/1995, in the Register’s Office of Polk County, Tennessee.

THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING:

Any covenants, conditions, restrictions, reservations or easements of record.

Any governmental zoning and subdivision ordinances in effect thereon.

Commonly known as: 614 Reynolds Bridge Road Benton, TN 37307, but such is not included in the legal description.

OTHER INTERESTED PARTIES: Polk County Property Tax Office, Occupants, Ramona and David King, Hudson & Keyse, LLC c/o Chris Conner, Esq., Hudson & Keyse, c/o Ambrose, Wilson, Attorneys, Unifund CCR, c/o David Mendelson, Esq.

CACV of Colorado, c/o Buffaloe & Associates, Attorneys, Unifund CCR Partners, c/o David Mendelson, Esq., Capital One Bank c/o Bryan Hosto, Esq.

The title to said real estate is believed good, but I will convey as substitute trustee only and subject o any unpaid taxes or Homeowner Association fees.

This sale is subject to all matters shown on applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

Should the highest bidder fail to comply with the terms of the bid at the public sale, then the Successor Trustee shall have the option of accepting the second highest bid, or the next highest bid with which the buyer is able to comply.

The right is reserved to adjourn the day of the sale to another day certain without further publication, upon announcement at the time set forth above.

This sale is subject to liens, easements, encumbrances, property taxes, rights of redemption of taxing entities and other matter, which are prior in right to the lien of the aforesaid Deed of Trust.

WITNESS my hand this 29^th  day of December, 2009.

/s/ Douglas N. Blackwell II

Douglas N. Blackwell II, Attorney

Blackwell Law Offices PLLC

P. O. Box 1455, Cleveland, TN  37364

(423) 472-3000

THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

To Be Run On: January 6, 13 and 20, 2010