SUBSTITUTE TRUSTEE'S SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 20, 2006, executed by JOHN CODY EAVES, A SINGLE MAN, TO EQUITITLE, INC., Trustee, of record in BOOK TD 338, PAGE 35, in the Register's Office for POLK County, Tennessee and to J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, appointed as Substitute Trustee in an instrument of record in the Register's Office for POLK County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by U.S. BANK, N.A., N.D as provided in said Deed of Trust, I, J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on MONDAY NOVEMBER 24, 2008 AT 11:00 A.M. (LOCAL TIME) AT THE WEST DOOR OF THE POLK COUNTY COURTHOUSE IN BENTON, POLK COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in POLK County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF POLK, TENNESSEE:

LOCATED IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE, TO-WIT:

BEGINNING AT A STAKE MARKER IN THE NORTH LINE OF ELB BATES LOCATED NORTH 66 DEGREES 30 MINUTES WEST, 283 FEET FROM THE WEST LINE OF THE BENTON-WETMORE PIKE AND RUNNING THENCE NORTH 66 DEGREES 30 MINUTES WEST ALONG THE NORTH LINE OF ELB BATES, 382.6 FEET TO A STAKE MARKER; THENCE NORTH 33 DEGREES 20 MINUTES EAST, 593.2 FEET TO AN ESTABLISHED MARKER; THENCE SOUTH 62 DEGREES 49 MINUTE EAST, 379.2 FEET TO AN ESTABLISHED CORNER; THENCE SOUTH 33 DEGREES 20 MINUTES WEST, 568.5 FEET TO THE POINT OF BEGINNING.

BOUNDED ON THE NORTH, EAST, AND WEST BY OTHER LAND OF CHARLES EAVES, AND ON THE SOUTH BY ELB BATES.

THERE IS ALSO CONVEYED HEREWITH AN EASEMENT FOR RIGHT OF WAY PURPOSES, A STRIP OF LAND, 20 FEET WIDE, COMMENCING AT THE NORTHWEST CORNER OF THE HEREIN CONVEYED TRACT AND RUNNING THENCE SOUTH 62 DEGREES 49 MINUTES EAST ALONG THE NORTH LINE OF THE HEREIN CONVEYED TRACT, 379.2 FEET TO THE NORTHEAST CORNER OF SAID TRACT, AND THENCE EXTENDING ON SOUTH 62 DEGREES 49 MINUTES EAST, 293.1 FEET TO A POINT; THENCE SOUTH 49 DEGREES 50 MINUTES EAST, 44 FEET TO THE WEST OF BENTON-WETMORE PIKE.

LESS AND EXCEPT SELL-OFFS IN BOOK 188, PAGE 158 AND ALSO IN BOOK 188, PAGE 316, IN SAID REGISTER’S OFFICE.

BEING THE SAME PROPERTY CONVEYED TO JOHN CODY EAVES, UNMARRIED BY DEED DATED JUNE 20, 2006 OF RECORD IN BOOK WD245, PAGE 172 IN THE REGISTER’S OFFICE OF POLK COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 200 CHARLES EAVES LANE BENTON, TN 37307.

MAP 035 PARCEL 016.04

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE  PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: NONE OF RECORD

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED

WILL BE USED FOR THAT PURPOSE.

This day, October 22, 2008.  This is improved property known as 200 CHARLES EAVES LANE BENTON, TN 37307.

J. PHILLIP JONES/I. DYKE TATUM Substitute Trustee

J. PHILLIP JONES, ATTORNEY FOR SUBSTITUTE TRUSTEE

SUITE C-205, NASHVILLE HOUSE

ONE VANTAGE WAY

NASHVILLE, TN 37228

(615) 254-4430

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 30, 2006, and the Deed of Trust of even date securing the same, recorded June 1, 2006, at Book 336, Page 427 in Office of the Register of Deeds for Polk County, Tennessee, executed by Sybil Wooten Arvil Wooten Carolyn Carson and Paul Daniel Keel, conveying certain property therein described to EquiTitle, Inc. as Trustee for Mortgage Electronic Registration Systems, Inc., as a sperate corporation that is acting solely as a nominee for First Franklin A Division of Nat. City Bank of IN. and First Franklin A Division of Nat. City Bank of IN.'s successors and assigns; and the undersigned, Shellie Wallace of Wilson & Associates, P.L.L.C., having been appointed Successor Trustee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Shellie Wallace of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on November 24, 2008 on or about 1:00 P.M., at the Polk County Courthouse, Benton, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Polk County, Tennessee, and being more particularly described as follows:

LOCATED IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE, TO WIT:

LOT ELEVEN (11), ACCORDING TO THE MAP OR PLAT OF DELANO, TENNESSEE, OF RECORD IN PLAT BOOK 2, PAGE 80, REGISTER'S OFFICE, POLK COUNTY, TENNESSEE, TO WHICH REFERENCE IS HERE MADE. SAID LOT FRONTS 75 FEET ALONG THE NORTHEAST SIDE OF MISSISSIPPI STREET AND EXTENDS BACK 165 FEET BETWEEN PARALLEL LINES OF EVEN WIDTH TO THE REAR PROPERTY LINE.

BEING THE SAME PROPERTY CONVEYED TO SEAN ERIC PLEMONS AND WIFE, SARETTA JO PLEMONS BY DEED FROM LYNN BRYAN AND WIFE, VICKI BRYAN AND RITA BRYAN, DATED 04/17/97 AND RECORDED IN BOOK 195, PAGE 202 IN THE REGISTER'S OFFICE OF POLK COUNTY, TENNESSEE.

SUBJECT TO STREET EASEMENT FOR MISSISSIPPI STREET.

M/P 003M-A-008.02

COMMONLY KNOWN AS: 134 MISSISSIPPI AVENUE, DELANO, TN 37325

ALSO KNOWN AS:  134 Mississippi Avenue, Delano, Tennessee 37325

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:  Sybil Wooten; Arvil Wooten; Carolyn Carson; Paul Daniel Keel

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  W&A No. 870-119476

DATED October 23, 2008.

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

Insertion Dates: October 29, November 5, November 12, 2008

By: Shellie Wallace

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 25, 2006, and the Deed of Trust of even date securing the same, recorded September 1, 2006, at Book TD342, Page 163 in Office of the Register of Deeds for Polk County, Tennessee, executed by Ricky Lee Wooten and Tracy Lynn Wooten, conveying certain property therein described to Equititle as Trustee for American Acceptance Mortgage, Inc.; and the undersigned, Shellie Wallace of Wilson & Associates, P.L.L.C., having been appointed Successor Trustee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Shellie Wallace of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on November 24, 2008 on or about 1:00 P.M., at the Polk County Courthouse, Benton, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Polk County, Tennessee, and being more particularly described as follows:

Located in the First Civil District of Polk County, Tennessee, to-wit:  Beginning on the Southwest corner of the Blue Goose property, in the North line of Ladd Springs Road, which point is 413 feet South of the right-of-way of Highway 411, and running thence in a Northerly direction with the West line of the Blue Goose property, 140 feet; thence extending back in a Westerly direction between parallel lines, 150 feet to the East line of the land of Bivens. Being the same property conveyed to Ricky Lee Wooten and wife, Tracy Lynn Wooten by Deed from Velma Sue Cartwright and husband, Henry Edward Cartwright, dated 08/13/94 and recorded in Book 174, Page 144 in the Register’s Office of Polk County, Tennessee.  M/P 108-40.00 Commonly known as:  4699 Ladd Springs Road, Old Fort, TN 37362

ALSO KNOWN AS:  4699 Ladd Springs Road, Oldfort, Tennessee 37362

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.  In addition, the following parties may claim an interest in the above-referenced property:  Ricky Lee Wooten; Tracy Lynn Wooten

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time.  The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.  W&A No. 817-148652

DATED October 23, 2008.

WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

Insertion Dates: October 29, November 5, November 12, 2008

SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 18, 2007, executed by DARRELL D KYKER AND REBECCA S KYKER, HUSBAND AND WIFE, conveying certain real property therein described to ROBBIE L MCLEAN as same appears of record in the Register's Office of Polk County, on February 26, 2008, as Instrument No. 08000584, in Book TD374, at Page 308; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. who is now the owner of said debt; and

WHEREAS, the undersigned, RECONTRUST COMPANY, having been appointed by as Substitute Trustee by instrument filed for record in the Register's Office of Polk County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 19, 2008, 1:00 PM at the Polk County courthouse door where the foreclosure sales are customarily held at the Polk Courthouse, located in Benton, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Polk County, Tennessee, to wit: All that tract or parcel of land lying and being in the First Civil District of Polk County, Tennessee, being more particularly described as follows:

BEING part of Tract One of the Rohrmoser Property being shown by Plat of record in Plat Book 8, Page 15, in the Register’s Office of Polk County, Tennessee, more particularly described as BEGINNING at an iron pin located in the Southeast line of Thomas Road as it intersection with the Northeast line of Ocoee River Landing Subdivision; thence along the line of Thomas Road, North 31 degrees 42 minutes 0 seconds East, 100.00 feet to an iron pin; thence leaving the line of said rod, South 78 degrees 16 minutes 21 seconds East, 279.71 feet; thence North 78 degrees 6 minutes 47 seconds East, 10.00 feet; thence South 35 degrees 26 minutes West, 199.8 feet; thence North 58 degrees 59 minutes 19 seconds West, 256.64 feet to the beginning point. Parcel ID# 045H-A-001.01 PROPERTY ADDRESS: The street address of the property is believed to be 330 THOMAS ROAD, BENTON, TN 37307. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): DARRELL D KYKER OTHER INTERESTED PARTIES: REBECCA S KYKER

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

RECONTRUST COMPANY IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

RECONTRUST COMPANY, Substitute Trustee 2380 Performance Dr, RGV-D7-450 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (805) 553-6392 TS#:08-0105223 FEI# 1006.39676 1

Insertion Dates: 10/29,11/05,11/12/2008

NOTICE OF FORECLOSURE SALE

Laura M. J. Rivers (the “Borrower”) conveyed to BB&T Collateral Service Corporation, a Tennessee corporation, as Trustee real property in Polk County, Tennessee by Tennessee Deed of Trust, Security Agreement and Fixtures Filing dated as of August 7, 2007, recorded August 15, 2007 in Book TD364, page 105 in the Register’s Office of Polk County, Tennessee to secure payment and performance of the debts and obligations described in the Deed of Trust (the “Deed of Trust”).  

Branch Banking and Trust Company (the “Bank”) is the owner and holder of the debts and obligations secured by and the beneficiary of the Deed of Trust.

By instrument recorded in Book MS129, page 118 in said Register’s Office, the Bank, as such owner, holder and beneficiary, appointed Richard B. Gossett as Substitute Trustee.

Default has been made in the payment of debts and obligations secured by the Deed of Trust.  The Bank, as owner and holder of the debts and obligations secured by the Deed of Trust, has declared the entire balance due and payable and has instructed the Substitute Trustee to foreclose the Deed of Trust in accordance with its terms and provisions.

NOW, THEREFORE, the Substitute Trustee, on Monday, November 24, 2008, commencing at 11:30 a.m. at the main entrance of the Polk County Courthouse in Benton, Tennessee, will offer for sale and sell at public auction to the highest and best bidder for cash the property therein conveyed, known as 153 Creek Bend Road, Turtletown, Tennessee 37391, and described as follows: A certain tract or parcel of land situated in the Third Civil District of Polk County, Tennessee and being more particularly described as follows:  Hydrocarbon estate, gas and oil rights and right of ingress and egress heretofore reserved by Cities Service Company as described in Deed Book 108, pages 287-329 in the Office of the Register of Deeds of Polk County, Tennessee.A certain tract or parcel of land situated in Section 5, Fractional Township 3, South Range, East of the Ocoee Basis Line in the Third Civil District of Polk County, Tennessee, being located off Highway 68, the Turtle Creek Acres Subdivision and being located on Creek Bend Road and being more particularly described as follows: BEGINNING at a point located at the intersection of the centerline of Turtletown Creek and the East right of way of Creek Bend Road, said right of way being 50 feet in total width; said point of beginning being the Southwest corner of the property herein described; from said point of beginning leaving centerline of said creek and along and with said right of way the following 4 calls and distances: North 30°07’20” West a distance of 174.45 feet to an iron pin; thence in a right hand curve a distance of 157.39 feet subtended by a chord North 02°58’17” East a distance of 153.13 feet, radius equals 195.44 feet to an iron pin; thence continuing in a right hand curve a distance of 40.00 feet subtended by a chord North 32°02’12” East a distance of 39.93 feet radius equals 194.55 feet; thence North 33°11’37” East a distance of 99.14 feet to an iron pin; thence leaving said right of way South 83°02’14” East a distance of 533.0 feet to an iron pin and corner common to the Northeast corner of the property herein conveyed and the Tennessee Chemical Company property; thence along and with said Tennessee Chemical Company property line South 26°58’14” West a distance of 478.60 feet to a point in the center of the aforementioned Turtletown Creek; thence along and with said centerline the following 3 calls and distances: North 88°15’00” West a distance of 222.70 feet; thence South 88°32’42” West a distance of 78.32 feet; thence South 59°04’37” West a distance of 33.41 feet to the point of beginning, containing 4.51 acres, more or less as shown as Lots 13, 14 and 15 on plat of survey by Lane S. Bishop, Registered Land Surveyor Tennessee No. 1324, said plat recorded in Plat Book 4, page 15 in the Office of the Register of Deeds, Polk County, Tennessee, said recorded plat hereby incorporated by reference.  Bounded on the East by property now or formerly belonging to Tennessee Chemical Company, on the South by centerline of Turtletown Creek, and on the West by right of way of Creek Bend Road.  SUBJECT to 60 foot utility easement along interior road right of way as shown on aforementioned recorded survey plat.  SUBJECT to setback lines, 35 feet along roads, 10 feet along side property line, and 15 feet along rear property lines, as described on aforementioned survey plat.  SUBJECT to existing easements and rights of way for public roads, if any.  SUBJECT TO Polk County, Tennessee subdivision regulations, and being approved by the Polk County Health Department for a specific number of bedrooms, the Polk County Health Department to be contacted before grading.

The sale shall be in bar of all rights and equities of redemption, statutory and otherwise, homestead, dower and all other rights or exemptions of every kind, all of which are expressly waived in the Deed of Trust, but subject to the following:  (a) unpaid taxes against the property; (b) recorded easements, restrictions, conditions, covenants, rights-of-way or subdivision plats affecting the property; (c) dedication of roads affecting the property and applicable governmental zoning and subdivision ordinances and regulations, (d) prior or superior liens, judgments, deeds of trust or other interests of record; and (e) matters that an accurate survey of the property might disclose.

Notice has been given pursuant to the provisions of 26 U.S.C. § 7425(c) and Reg. § 301.7425-1, and T.C.A. §§ 50-7-404(i)(2)(B) and 67-1-1433(b)(2) and Rule 1320-2-1-.35, if applicable.

The Property Is To Be Sold Without Covenants Or Warranties, Whether Express Or Implied, Including Without Limitation, Warranties Of Merchantability Or Fitness For A Particular Use Or Purpose.

The following item, recorded in said Register’s Office, may be adversely affected by the foreclosure sale:  None.

Substitute Trustee, at his sole discretion, at the time and place appointed above for the sale, to accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances, reserves the right to do any or all of the following:

1.  Postpone the sale of all or any portion of the property by public announcement at such time and place of sale, and from time to time thereafter postpone such sale by public announcement at the time fixed by the preceding postponement or subsequently noticed sale, and, without further notice, make such sale at the time and place fixed by the last postponement, or in his discretion, give a new notice of sale.

2.  Appoint an agent to sell the property in accordance with the power of sale contained in the Deed of Trust and to take other action which the Substitute Trustee may take thereunder.

3.  Elect to delay the sale for a reasonable time during regular business hours on the same day to be continued at the same place at the announced time in order to enable any bonafide bidder to determine and submit a bid, so long as no potential purchaser is thereby precluded from placing a bid.

4.  Elect to sell the property in any other manner or manners as may accomplish the most advantageous sale and consequent discharge of his trust obligation under the circumstances.

The failure of the high bidder to close this sale shall be cause for rejection of the bid, and if the bid is rejected, the Substitute Trustee shall have the option of making the sale to the next highest bidder who is capable and willing to comply with the terms thereof.  The proceeds of the sale will be applied as provided in the Deed of Trust.

/s/ Richard B. Gossett, 633 Chestnut Street, Suite 1800, Chattanooga, Tennessee 37450, (423) 756-2010.

Publication: October 29, November 5, and November 12, 2008.

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on November 15, 2004, by TARA STEPHENS f/k/a TARA TRAMMEL to Kevin T. Clayton, Trustee, as same appears of record in the Register’s Office of Polk County, Tennessee, at Book TD313, Page 190, (“Deed of Trust”); and

WHEREAS, the beneficial interest of said Deed of Trust is held by Vanderbilt Mortgage and Finance, Inc.;

WHEREAS, Vanderbilt Mortgage and Finance, Inc., the current owner and holder of said Deed of Trust appointed Anthony R. Steele as Successor Trustee by instrument filed for record in the Register’s Office of Polk County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in the Deed of Trust and that the Successor Trustee, or his duly appointed attorneys or agents, by virtue of the power and authority vested in him will on November 21, 2008, at 10:00 local time, at the steps of the main entrance of the Courthouse in Benton, Polk County, Tennessee, proceed to offer for sale and sell at public outcry to the highest and best bidder for cash or on such terms as may be announced at the sale, the following described property:

IN THE THIRD CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

BEGINNING at the corner common of Charles and Sandra Hedden and Kenneth Howard and running in a Westerly direction along Hidden Circle Road approximately 240 Feet to the corner common to Jeremy and April Hedden; thence in a Southerly direction approximately a distance of 105 feet to the corner common to Jeremy and April Hedden and Jim Collins; thence in an Easterly direction approximately 240 Feet along the borders common to Grassy Creek and Jim Collins and Charles and Sandra Hedden to the point of beginning, as shown on drawing prepared by Charles Hedden and wife, Sandra Hedden.  Said drawing being incorporated as Page 2 of the Warranty Deed of record in Deed Book 234, on Page 320, in the Register’s Office of Polk County, Tennessee.  Prior title reference is to Deed of record in Deed Book 86, on Page 111, in the said Register’s Office.  This being a portion of the same property described in the Deed of record in Deed Book 86, page 111, in the said Register’s Office.

TOGETHER WITH and SUBJECT TO the non-exclusive right of ingress, egress and Utility Service along existing roads to the subject property.

Subject to any governmental zoning and subdivision ordinances or regulations in effect thereon.

Subject to existing easements, and right-of-way for public roads and utilities, if any.

Subject to Polk County, Tennessee Subdivision Regulations and Mobile Home Regulations, if any.

BEING the same property conveyed to Tara Stephens formerly known as Tara Trammel from Kevin Trammel by Quitclaim Deed dated November 12, 2004, and recorded in Book WD235, Page 54, in the Register’s Office for Polk County, Tennessee.

Tax Map Identification No.: 125-044.04.

Property Address:  107 Hidden Bluff Circle, Copperhill, Polk County, TN (However, property description shall control in the event of any inconsistencies between description and address or tax identification).

The sale of the described property shall be subject to all matters shown on any recorded plan; any unpaid taxes, any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances, if any, as well as any other priority as may appear in the public records or as may be disclosed by an accurate survey of the property.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Successor Trustee.

The right is preserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT THE DEBT AND ANY INFORMATION OBTAINED AS A RESULT WILL BE USED FOR THAT EXPRESS PURPOSE ONLY.  THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

This the 20th day of October, 2008.

Anthony R. Steele, Successor Trustee

Winchester, Sellers, Foster & Steele, P.C.

P.O. Box 2428

Knoxville, TN 37901

(865) 637-1980

Publication Dates: October 29, November 5 and 12,    2008

NOTICE TO CREDITORS

In The Chancery Court of Polk County, Tennessee Probate Division

ESTATE OF KENNETH E. TRIPLETT, (DECEASED)

Notice is hereby given that on the 16th by of October, 2008, Letters Testamentary in respect to the Estate of Kenneth E. Triplett, deceased, (date of death 07/17/2008) were issued to the undersigned by the Probate Court of Polk County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file the same with the Clerk of the above named Court within four (4) months from the date of the first publication (or posting, as the case may be) of this Notice or twelve (12) months from the decedent’s date of death, otherwise their claims will be forever barred.

Dated this 16th day of October, 2008.

William Triplett, Personal Representative of the Estate of Kenneth E. Triplett, Deceased

Attorney: Burns & Henry, P.C.

Travis D. Henry

175 Spring Street NW

Cleveland, TN 37311

423.339.0529

To be ran: 10/29, 11/5

PUBLIC NOTICE

Of the Vacancy and Appointment of the Position of District 2 Polk County Commissioner

There is hereby declared a vacancy in the position of County Commissioner in the 2nd voting district of Polk County, Tennessee and such vacancy may be filled at the regularly scheduled meeting of the Polk County Commission on November 20th, 2008 at 7:00 p.m. at the Polk County Court House in Benton.

To be considered for the appointment to the commission you must:

1. Be a resident of the second voting district of Polk County and at least 18 years of age.

2. Not have any reasons under law that you cannot hold a public office.

3. Have your name submitted for consideration by a registered voter of the county either in writing to the chairperson before the meeting or in person at the meeting.

Any person who is turned in for consideration must subsequently be nominated by a member of the county legislative body to be voted on. A member of this body may also nominate a person who has not been turned in for consideration by a registered voter of the county.

Upon nomination, the nominee must obtain the simple majority vote of the county legislative body to receive the appointment.

If a person nominated is not present at the meeting, the person making the nomination shall submit a signed statement from the nominee that the nominee is willing to serve in the position is if appointed.

This notice is authorized and submitted by Chairman Greg Brooks of the Polk County Commission