TRUSTEE’S SALE

Sale at public auction will be on July 9, 2008 at 2:00 p.m., local time, at the west door, Polk County Courthouse, Benton, Tennessee pursuant to Deed of Trust executed by Kimberley Alston, Single to Tri State Land Title, Trustee, on August 24, 2000 at Book TD 250, page 245 and conducted by Shapiro & Kirsch, LLP, Substitute Trustee, all of record in the Polk County Register’s office. Owner of Debt: CitiFinancial Mortgage Company, Inc.

The following real estate located in Polk County, Tennessee will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Described property located in Section 26, Fractional Township 3, South Range 5 East of the Ocoee Basis Line in the Third Civil District of Polk County, Tennessee to wit: Lot Number 12 of Sassafras Ridge, Phase 2 as shown on plat of record in Plat Book 6, Page 7 in the Register’s Office of Polk County, and being more particularly described as follows: Beginning at an iron pin located in the center of a 60 foot easement for road and utilities, said point of beginning being the Northwest corner of the property herein conveyed; from said point of beginning along with said centerline the following 4 calls and distances: South 29 degrees, 39 minutes 39 minutes, 34 seconds East a distance of 97.28 feet; South 23 degrees 45 minutes 11 seconds East 60.45 feet to an iron pin; South 73 degrees, 24 minutes 49 seconds East a distance of 141.57 feet; South 56 degrees 5 minutes 13 seconds East 64.13 feet to an iron pin; thence leaving said centerline South 33 degrees 49 minutes 58 seconds West a distance of 678.27 feet to an iron pin; thence North 65 degrees 30 minutes 13 seconds West a distance of 341.96 feet to an iron pin; thence North 33 degrees 49 minutes 59 seconds East 767.68 feet to the point of beginning.

Street Address: Lot 12 Sassafras Ridge Phase III, Turtletown, TN 37391

Current Owner: Kimberly Alston, Single

The street address of the above described property is believed to be Lot 12 Sassafras Ridge Phase III, Turtletown, TN 37391, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

This office is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

6055 Primacy Parkway, Suite 410

Memphis, TN 38119

Phone 901-767-5566

Fax 901-767-8890

Publication Dates: 6/18, 6/25, 7/02/2008

File No. 08-003661

TRUSTEE'S SALE

Sale at public auction will be on July 9, 2008, at 2:00 PM, local time, at the west door, Polk County Courthouse, Benton, Tennessee pursuant to Deed of Trust executed by Jumin-Jay Ocampo Macatiag, a single man to Wesley D. Turner, Trustee, on November 10, 2005 at Book TD328, Page 479 and conducted by Shapiro & Kirsch, LLP, Substitute Trustee, all of record in the Polk County Register's Office.

Owner of Debt: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-1

The following real estate located in Polk County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Described property located in Polk County, Tennessee to wit:

Being Lot Forty-Nine (49) of the Ocoee River Estates as shown by plat of record in Plat Book 2, page 75, Register's Office of Polk County, Tennessee.

Street Address: 155 River Bend Drive, Ocoee, TN 37361

Owner(s) of Property: Jumin-Jay O. Macatiag

Current Owner: Jumin-Jay Ocampo Macatiag, a single man

The street address of the above described property is believed to be 155 River Bend Drive, Ocoee, TN 37361, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

This office is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

6055 Primacy Parkway, Suite 410

Memphis, TN 38119

Phone 901-767-5566

Fax 901-767-8890

Publication dates: JUNE 18, 25, & JULY 2, 2008

File No. 08-005074

PLEASE TAKE NOTICE that pursuant to T.C.A. §66-19-212 and §66-14-104 Lake Ocoee Inn & Marina, Inc. maintains a lien upon a 1972 Stardust Boat, Hull #2761187 and Registration # TN-6171-V. The last known owner of the boat is Tim Kaylor.

Pursuant to T.C.A. §66-14-104, Lake Ocoee Inn & Marina, Inc. intends to sale the above stated boat by auction to satisfy the lien on the boat. NOTICE IS HEREBY GIVEN that pursuant to T.C.A. §66-14-104 Lake Ocoee Inn & Marina will sell the above stated boat on Friday 27 June 2008 at 10:00 a.m. at the Lake Ocoee Inn & Marina, Inc. for the amount of the lien owing, plus court costs, attorney fees, and publication costs as provided by law.

TRUSTEE'S SALE

Sale at public auction will be on July 9, 2008, at 2:00 p.m., local time, at the west door, Polk County Courthouse, Benton, Tennessee pursuant to Deed of Trust executed by Jimmy R. Flowers and wife, Melinda Flowers to Emmett James House or Bill R. McLaughlin, Trustee, on February 27, 2004 at Book TD302, Page 254 and conducted by Shapiro & Kirsch, LLP, Substitute Trustee, all of record in the Polk County Register's Office.

Owner of Debt: Regions Bank d/b/a Regions Mortgage, successor by merger to Union Planters Bank, N.A.

The following real estate located in Polk County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Described property located in the First (1st) Civil District of Polk County, Tennessee, to wit:

Lot 21, Chilhowee Estates Subdivision, as shown by plat of record in Plat Book 8, Page 280, in the Register's Office of Polk County, Tennessee, to which plat reference is hereby made for a more particular description of said property.

Street Address: 198 Burgess Drive, Benton, TN 37307

Current Owner: Jimmy R. Flowers and wife, Melinda J. Flowers

The street address of the above described property is believed to be 198 Burgess Drive, Benton, TN 37307, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

This office is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

6055 Primacy Parkway, Suite 410

Memphis, TN 38119

Phone 901-767-5566

Fax 901-767-8890

Publication dates: JUNE 18, 25 AND JULY 2, 2008

File No. 05-0071

JUSTICE DISTRICT COURT DIVISION

GUILFORD COUNTY, NORTH CAROLINA

08 CVD 995

TAMMY JO DOUGLAS MCCORMICK,

Plaintiff,

V.

JOHN ALAN MCCORMICK,

Defendant.

TO: JOHN ALAN MCCORMICK

LAST KNOWN ADDRESS: Benton, Polk County, TN

PLEASE TAKE NOTICE that a pleading seeking relief against you has been filed in the above-entitled action, wherein the Plaintiff is seeking an absolute divorce based on the grounds of one year's separation.

You are required to make defense to such pleading no later than forty (40) days following the ____ day of June 2008, and upon your failure to do so, the Plaintiff will apply to the Court for the relief sought.

This the ___ day of June 2008.

Barbara K. Moreno

Attorney for Plaintiff

THE LEGAL ALTERNATIVE

304 Lindsay Street.

High Point, NC 27262

(336) 883-7900

[DATES OF PUBLICATION: 6/18, 6/25, 7/2, and 7/9/08

WHEREAS, by Tennessee Deed of Trust, Security Agreement and Fixtures Filing dated as of July 1, 2005, John K. Hughes and Tamara L. Hughes, did convey in trust to BB&T Collateral Service Corporation, Trustee, a certain tract of land to secure payment of a debt in the original principal sum of $360,000.00 (the “Note”), payable to Branch Banking and Trust Company, a North Carolina banking corporation (“BB&T”), and of record in Trust Deed Book 322, page 655, in the Office of the Register of Deeds of Polk County, Tennessee. Said Deed of Trust is incorporated herein by reference;

WHEREAS, BB&T, is the true and lawful owner and holder of the Note and other obligations which debts are secured by the Deed of Trust aforesaid;

WHEREAS, by instrument recorded on June 9, 2008, at Miscellaneous Book 128, page 238, in the Office of the Register of Deeds of Polk County, Tennessee, BB&T, exercising its authority as such owner and holder, appointed Nelwyn Inman and R. Spencer Clift as Substitute Trustees; and

WHEREAS, default has been made in the payment of debts and obligations secured by said Deed of Trust, and BB&T, as the owner and holder of the Note, has declared the entire balance due and payable and has instructed the undersigned Trustees to foreclose said Deed of Trust in accordance with its terms and provisions;

NOW, THEREFORE, by the authority vested in us as Trustees under said instrument, we will on Friday, the 11th day of July, 2008, at 2:00 p.m. at the main entrance of the Polk County Courthouse, Benton, Tennessee, offer for sale and sell at public auction to the highest and best bidder for cash in bar of all rights and equities of redemption, statutory and otherwise, homestead, dower and all other rights or exemptions of every kind, all of which are expressly waived in said Deed of Trust, the property therein conveyed which is situated in the State of Tennessee, Polk County, and is described as follows:

SITUATED in the First Civil District of Polk County, Tennessee and being more particularly described as follows:

BEGINNING at an iron pin located in the Northeast line of US Highway 64 at the Southeast corner of Keith Oxford, being the property acquired in Deed Book 148, Page 293; thence along the line of Oxford, North 23 degrees 22 minutes 13 seconds East, 223.83 feet to a metal post; thence North 22 degrees 51 minutes 21 seconds East, 368.98 feet; thence along the line of Lee, South 72 degrees 23 minutes 40 seconds East, 370.01 feet; thence South 29 degrees 20 minutes 01 seconds West, 355.00 feet to an iron pin; thence North 64 degrees 29 minutes 14 seconds West, 14.16 feet; thence South 29 degrees 20 minutes 01 seconds West, 291.48 feet to an iron pin in the line of US Highway 64; thence along the line of US Highway 64 North 64 degrees 06 minutes 23 seconds West, 283.79 feet to the beginning point. Said tract containing 4.6 acres, more or less.

BEING the same property conveyed to John K. Hughes, Jr. and wife, Tamara L. Hughes by Deed from Thomas B. Lillard, II and wife, Shannon Lillard, dated August 24, 2001 and recorded in Deed Book 218, Pages 433B-434B, Register’s Office, Polk County, Tennessee.

SUBJECT to any applicable governmental zoning ordinances or subdivision regulations in effect thereon.

Said property has an address of 409 Highway 64, Ocoee, Tennessee.

Said sale shall be made for cash in bar of all right and equity of redemption, homestead, dower, and all other rights or exemptions of every kind, all of which are expressly waived in said Deed of Trust, but subject to the following:

Any unpaid taxes against the property; and

Any recorded easements, conditions, covenants, rights-of-way or subdivision plats affecting the property; and

Any dedication of roads affecting the property and any governmental zoning and subdivision ordinances or regulations in effect; and

Any prior or superior liens, judgment, deeds of trust or other interests of record.

Mortgagee has complied with the notice provisions of 26 U.S.C. § 7425(c) and Reg. §§ 301.7425-1 and, T.C.A. § 67-1-1433(b)(2).

The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day and time and place of sale set forth above.

The failure of any high bidder to pay the purchase price and close this sale shall, at the option of BB&T, be cause for rejection of the bid, and if the bid is rejected, BB&T, shall have the option of making the sale to the next highest bidder who is able, capable, and willing to comply with the terms thereof. The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust and are made a part hereof as if set forth verbatim herein.

This Notice of Sale has been posted and published in accordance with T.C.A. § 35-5-101 et seq. and any provisions of the Deed of Trust affecting same beginning June 18, 2008.

Nelwyn Inman and R. Spencer Clift

BAKER, DONELSON, BEARMAN, CALDWELL

& BERKOWITZ, P.C.

1800 Republic Centre

633 Chestnut St.

Chattanooga, Tennessee 37450-1800

423-752-4405

Published:

The Polk County News

Copperhill, Tennessee

June 18, June 25, and July 2, 2008

AND SUBSTITUTE TRUSTEE'S SALE

Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Jason D. Rollins and wife, Jennifer A. Rollins, to EquiTitle, Inc., Trustee, dated the 21st day of December, 2005 and being of record in Book 330, page 255, Register's Office for Polk County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, HSBC Mortgage Services, Inc. Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust, and appointing William Timothy Hill as Substitute Trustee.

NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 9th day of July, 2008, at 12:00 noon, on the front door of the Polk County Courthouse, Benton, Polk County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Polk County, Tennessee, to wit:

Situated in the First Civil District of Polk County, Tennessee, being a tract containing 6.6 acres lying on the East side of Hiwassee Street, the same Being a part of Lot 32 of the L. Roy Stilwell property as depicted on plat of record in Plat Book 1, page 42, Register’s Office Polk County, Tennessee. Said portion of Lot 32 is more particularly described as follows:

Beginning at an iron pin in the North Line of Hiwassee Street, said point of beginning being North 40 degrees 11 minutes West 1077.2 feet along the North line of Hiwassee Street from its intersection with the West line of Gee Street; from said point of beginning North 40 degrees 11 minutes West 307.8 feet along the north line of Hiwassee Street to James Garren; thence North 49 degrees 30 minutes East 652.0 feet to a steel pin; thence south 40 degrees 30 minutes East 642.9 feet to a corner; thence South 50 degrees 48 minutes West 233.9 feet to an iron pin in fence row; thence north 47 degrees 13 minutes West 328.1 feet along fence to an iron pin; thence South 49 degrees 47 minutes West 382.3 feet to an iron pin on the North line of Hiwassee Street, at the point of beginning according to the survey of Morgan Watkins Engineering Company, Paul R. Lingerfelt, Surveyor, bearing date of April 13, 1977. Subject to the right of way of L & N Railroad.

BEING the same property conveyed to Jason D. Rollins and wife, Jennifer A. Rollins, by deed recorded 9/30/03 in Book 228, page 188, in the Register of Deeds Office for Polk County, Tennessee.

This is improved property known as 561 Gee Creek Road, Delano, Tennessee.

The sale is subject to liens, easements, encumbrances, property tax and other matters, if any, which are prior in right to the lien of the deed of trust subject of this foreclosure and declared to be in default by the lawful holder thereof.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder will be deemed the successful bidder.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

This 4th day of June, 2008.

William Timothy Hill, Substitute Trustee

Insertion Dates: 6/18/08, 6/25/08, 7/02/08

WHEREAS, by Trust Deed dated the 5th day of October, 2007 LARRY WATERS and CAROLYN LEDFORD did convey in trust certain land therein described to secure a Promissory Note duly incorporated in said Trust Deed by reference and said Trust Deed was duly recorded in the Register's Office of Polk County, Tennessee, in Trust Book 367, page 408;

WHEREAS, said Trust Deed provides that in the event of the default in the payment of any installment of said Note for a period of thirty (30) days, the entire indebtedness shall, at the option of the owner and holder thereof, become due and payable; and

WHEREAS, default has been made in the payment thereof and the owner and holder of said Note has declared the entire balance thereof due and payable and has instructed the undersigned Trustee to foreclose said Trust Deed.

NOW, THEREFORE, by virtue of the authority in me vested as Trustee under the terms of said instrument, I, the undersigned, will on the 7th day of July, 2008, at 10:00 o'clock A.M., in front of the West Door of the Courthouse in Polk County, Tennessee, offer for sale and sell to the last, highest and best bidder, for cash in hand, and in bar of the equities of redemption, dower and homestead, the following described real estate, lying and being in the 1st Civil District of Polk County, Tennessee, to-wit:

TRACT ONE:

BEGINNING at an iron pin located by beginning at the intersection of the Northwest line of US Highway 411 at the original Northeast corner of Woody, being the property acquired in Deed Book 214, page 175; thence North 66E 0' 11" West, 144.51 feet to an iron pin marking the beginning point; thence from the beginning point, North 66E 0' 11" West, 316.80 feet to an iron pin; thence South 48E 34' 45" West, 49.15 feet; thence South 40E 12' 56" East, 166.74 feet; thence South 68E 39' 2" East, 62.64 feet; thence along the line of roadway known as Hiwassee Meadows on a right-handed curve, Delta=85E 6' 22", tangent=91.8 feet, a distance of 185.67 feet to the beginning point and containing 0.50 acres, more or less. Said tract being shown by survey of Jimmy L. Richmond, TRLS #917 dated 3-2-01 styled AHiwassee Meadows@.

TRACT TWO:

BEGINNING at an iron pin in the Northwest line of Hiwassee Meadows Road at the dividing line between Tract 11 and 12; thence along the line of Hiwassee Meadows Road, South 28E 53' 27" West, 25 feet, more or less to the North line of Tract 10; thence along the line of Tract 10, North 68E 39' 2" West, 65.66 feet; thence North 40E 12' 56" West, 171.65 feet; thence South 37E 19' 2" West, 191.13 feet; thence South 46E 48' 45" West, 108.11 feet; thence South 49E 52' 57" West, 104.50 feet; thence North 24E28' 57" East, 447.49 feet; thence South 66E 0' 11" East, 157.82 feet; thence South 48E 34' 45" West, 49.15 feet; thence South 40E 12' 56" East, 166.74 feet; thence South 68E 39' 2" East, 62.64 feet to the beginning point. Said tract containing 1.01 acres, more or less and being shown by plat of Hiwassee Meadows as Tract 11.

GRANTOR HEREIN MAKES NO WARRANTIES OR REPRESENTATIONS AS TO EXISTING SEPTIC SYSTEM. PROPERTY SOLD AAS IS@

Said tracts are conveyed SUBJECT to a 20' drainage and utility easement along the street lines; 10' drainage and utility easement along exterior lines; 5' drainage and utility easement along interior lot lines.

ALSO SUBJECT to the following building setback lines: front-35'; side-10'; rear-15'.

ALSO SUBJECT to the following restrictive covenants which shall run with the land and be binding upon all future owners whether or not mentioned in their respective deeds: There shall be no automotive junk yards. There shall be no chicken houses or swine operations upon said property.

BEING the property acquired by Larry Waters and Carolyn Ledford in Deed Book253, page 354, ROPCT.

There is ALSO CONVEYED a perpetual non-exclusive road right-of-way easement including the right to place utilities thereupon; which easement shall exist until said road is accepted by Polk County, Tennessee. The center line of said 50' road easement is described as follows: BEGINNING at an iron pin in the Northwest line of US Highway 411, said point being 25 feet, more or less from the Northeast corner of the tract conveyed to Grantors in Deed book 214, page 175; thence the center line travels North 66E 0' 11" West, 140.04 feet; thence on a left-handed curve, Delta=85E 6' 22", tangent=91.80 feet, a distance of 148.54 feet to an iron pin; thence South 28E 53' 27" West, 291.43 feet to an iron pin; thence North 61E 6' 33" West, 15 feet to the center line of a 50' cul-de-sac.

Being Tax Map No. 10K-A-11 and 12.

The street addresses are believed to be Hiwassee Meadows Drive, Benton, TN.

OTHER INTERESTED PARTY(IES): None of record.

The title to said real estate is believed good, but I will convey as Trustee only and subject to any unpaid taxes.

This sale is subject to all matters shown on applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

The sale held pursuant to this Notice may be rescinded at the Trustee/Successor Trustee=s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

WITNESS my hand this 3rd day of June, 2008.

DAVID S. HUMBERD

P.O. Box 957

Cleveland, TN 37364-0957

423-479-6141

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

To be Run on: 6/11//08; 6/18/08 and 6/25/08.

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 5, 1998, executed by RICKIE C. DALE AND WIFE, SHERRI L. DALE, TO PETER C. ENSIGN, Trustee, of record in BOOK TD231, PAGE 314, in the Register's Office for POLK County, Tennessee and to J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, appointed as Substitute Trustee in an instrument of record in the Register's Office for POLK County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by NEW SOUTH FEDERAL SAVINGS BANK as provided in said Deed of Trust, I, J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, will by virtue of the power and authority vested in me as Substitute Trustee, on MONDAY JULY 14, 2008 AT 11:00 A.M. (LOCAL TIME) AT THE WEST DOOR OF THE POLK COUNTY COURTHOUSE IN BENTON, POLK COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in POLK County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF POLK, TENNESSEE:

LOCATED IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

LOT ELEVEN (11), GREEN ACRES SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 2, PAGE 46, IN THE REGISTER’S OFFICE OF POLK COUNTY, TENNESSEE.

SUBJECT TO RESTRICTIVE COVENANTS AS SET OUT IN INSTRUMENT RECORDED IN MISC. BOOK 26, PAGE 62, IN SAID REGISTER’S OFFICE.

SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT THEREON.

BEING THE SAME PROPERTY CONVEYED TO RICKIE C. DALE AND WIFE, SHERRI L. DALE, BY DEED DATED APRIL 17, 1996, IN WD BOOK 187, PAGE 38, IN THE REGISTER’S OFFICE FOR POLK COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 747 STONE ROAD, BENTON, TN 37307.

MAP 026O GROUP A, PARCEL 014.00

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: CITIFINANCIAL, INC.; DAIMLER CHRYSLER FINANCIAL SERVICES AMERICA, LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED

WILL BE USED FOR THAT PURPOSE.

This day, June 9, 2008. This is improved property known as 747 STONE ROAD, BENTON, TN 37307.

J. PHILLIP JONES/I. DYKE TATUM Substitute Trustee

J. PHILLIP JONES, ATTORNEY FOR SUBSTITUTE TRUSTEE

SUITE C-205, NASHVILLE HOUSE

ONE VANTAGE WAY

NASHVILLE, TN 37228

(615) 254-4430

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 5, 1998, executed by RICKIE C. DALE AND WIFE, SHERRI L. DALE, TO PETER C. ENSIGN, Trustee, of record in BOOK TD231, PAGE 314, in the Register's Office for POLK County, Tennessee and to J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, appointed as Substitute Trustee in an instrument of record in the Register's Office for POLK County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by NEW SOUTH FEDERAL SAVINGS BANK as provided in said Deed of Trust, I, J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, will by virtue of the power and authority vested in me as Substitute Trustee, on MONDAY JULY 14, 2008 AT 11:00 A.M. (LOCAL TIME) AT THE WEST DOOR OF THE POLK COUNTY COURTHOUSE IN BENTON, POLK COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in POLK County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF POLK, TENNESSEE:

LOCATED IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

LOT ELEVEN (11), GREEN ACRES SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 2, PAGE 46, IN THE REGISTER’S OFFICE OF POLK COUNTY, TENNESSEE.

SUBJECT TO RESTRICTIVE COVENANTS AS SET OUT IN INSTRUMENT RECORDED IN MISC. BOOK 26, PAGE 62, IN SAID REGISTER’S OFFICE.

SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT THEREON.

BEING THE SAME PROPERTY CONVEYED TO RICKIE C. DALE AND WIFE, SHERRI L. DALE, BY DEED DATED APRIL 17, 1996, IN WD BOOK 187, PAGE 38, IN THE REGISTER’S OFFICE FOR POLK COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 747 STONE ROAD, BENTON, TN 37307.

MAP 026O GROUP A, PARCEL 014.00

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: CITIFINANCIAL, INC.; DAIMLER CHRYSLER FINANCIAL SERVICES AMERICA, LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED

WILL BE USED FOR THAT PURPOSE.

This day, June 9, 2008. This is improved property known as 747 STONE ROAD, BENTON, TN 37307.

J. PHILLIP JONES/I. DYKE TATUM Substitute Trustee

J. PHILLIP JONES, ATTORNEY FOR SUBSTITUTE TRUSTEE

SUITE C-205, NASHVILLE HOUSE

ONE VANTAGE WAY

NASHVILLE, TN 37228

(615) 254-4430

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on February 8, 2005, by Wilfred Wright and Christine Wright to Priority Trustee Services of Tennessee, L.L.C., Trustee, as same appears of record in the Register's Office of Polk County, Tennessee, under Book

No. TD316, Page 591, ("Deed of Trust"); and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2; and

WHEREAS, Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2, the current owner and holder of said Deed of Trust, (the "Owner and Holder"), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register's Office of Polk County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or his duly appointed attorneys or agents, by virtue of the power and authority vested in him, will on Thursday, June 26, 2008, commencing at 2:00 PM at the Front steps on Ocoee Street of the Polk County Courthouse, Benton, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Polk County, Tennessee, to wit:

Situated in District Two (2), of Polk County, Tennessee, without corporate limits of the City of Reliance, Tennessee and being known and designated as Wilfred Wright, Kimsey Mountain Highway, as shown by plat of said of record in Plat Book 9, Page 93, in the Register's Office for Polk County, Tennessee, to which plat specific reference is hereby made for a more particular description, and according to the survey of Paul Lingerfelt RLS #771, dated October 21, 2003 and bearing drawing number 03197.

Being the same property conveyed to Wilfred Wrightby deed from Wade W. Wright dated 09/25/93 and recorded in Book 168, Page 18, in the Register's Office of Polk County, Tennessee.

M/P 58-92.00

PROPERTY ADDRESS: 557 Kimsey Mountain Highway, Reliance, TN 37369

CURRENT OWNER(S): Wilfred Wright and Christine Wright

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.

SUBORDINATE LIENHOLDERS: Benton Banking Company

OTHER INTERESTED PARTIES: N/A

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Nationwide Trustee Services, Inc., Substitute Trustee

c/o imreid

Nationwide Trustee Services, Inc.

1587 Northeast Expressway

Atlanta, Ga 30329

(770) 234-9181 (ext. )

MSP File No.: 226.0804529TN

Insertion Dates: 06/04/2008, 06/11/2008, 06/18/2008

STATE OF TENNESSEE

COUNTY OF POLK

TRUSTEE’S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by

that certain Deed of Trust executed on April 25, 2007 by Rebecca Ann Womble to James A. Elrod, as same appears of record in the Register’s Office of Polk County, Tennessee, under Book No. TD 357, Page 77-83, (“Deed of Trust”); and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that G. William Little, III, Trustee, by virtue of the power and authority vested in him, will on June 18, 2008, 2008, commencing at 12:30 PM at the front steps on Ocoee Street of the Polk County Courthouse, Benton, Tennessee, proceeding to sell at public outcry to the highest and best bidder, for cash, subject to any unpaid taxes, prior liens or encumbrances as well as any priority created by a fixture filing, any matter that an accurate survey of the premises might disclose, matters shown on any recorded plat, any restrictive covenants, easements or set-back lines that may be applicable, the following described property situated in Polk County, Tennessee, to wit:

All that tract or parcel of land lying and being in the 21st Section, Fractional Township 2 South, Range 5, East of the Ocoee Basis Line, 3rd Civil District of Polk County, Tennessee, being 1.19 acres, more or less, 0.11 acres, more or less and 0.14 acres, more or less, all as shown on that plat of survey prepared by Lane S. Bishop, R.L.S. No. 1324, prepared for James A. Elrod, said plat of survey being dated March 27, 2006 and being recorded in Plat Book 11, Page 112, Polk County Deed records. Said plat of survey is incorporated herein by reference thereto for a more complete and accurate metes and bounds description of the above-described property.

Being a portion of that property conveyed from James A. Elrod and wife, Lena Elrod to Linda Elrod Jones by Warranty Deed dated May 9, 2002, recorded in Deed Book 223, Pages 454-55, Polk County Deed records.

Being a portion of that property conveyed from Linda Elrod Jones to James A. Elrod by Warranty Deed dated March 2, 2007, recorded in Deed Book 249, Pages 459-460, Polk County Deed records.

Subject to all easements, restrictions and rights of way as shown on that plat of survey recorded in Plat Book 11, Page 112, Polk County Deed records.

Map Number/Parcel Number: P/O 053 008.00

PROPERTY ADDRESS / STREET ADDRESS: believed to be 271 Waller Road, Farner, Tennessee, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

CURRENT OWNER(S): Rebecca Ann Womble

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Trustee.

The right is reserved to adjourn the day of sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty four hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This firm is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

G. William Little, III, Trustee

G. William Little, III, PC

931 East Main Street

Blue Ridge, GA 30513

(706) 632-1900

Insertion dates: 5/28/2008, 6/4/2008, 6/11/2008