TRUSTEE'S SALE

WHEREAS, by Trust Deed dated the 5th day of October, 2007 LARRY WATERS and CAROLYN LEDFORD did convey in trust certain land therein described to secure a Promissory Note duly incorporated in said Trust Deed by reference and said Trust Deed was duly recorded in the Register's Office of Polk County, Tennessee, in Trust Book 367, page 408;

WHEREAS, said Trust Deed provides that in the event of the default in the payment of any installment of said Note for a period of thirty (30) days, the entire indebtedness shall, at the option of the owner and holder thereof, become due and payable; and

WHEREAS, default has been made in the payment thereof and the owner and holder of said Note has declared the entire balance thereof due and payable and has instructed the undersigned  Trustee to foreclose said Trust Deed.

NOW, THEREFORE, by virtue of the authority in me vested as  Trustee under the terms of said instrument, I, the undersigned, will on the 7th day of July, 2008, at 10:00 o'clock A.M., in front of the West  Door of the Courthouse in Polk County, Tennessee, offer for sale and sell to the last, highest and best bidder, for cash in hand, and in bar of the equities of redemption, dower and homestead, the following described real estate, lying and being in the 1st Civil District of Polk County, Tennessee, to-wit:

TRACT ONE:

BEGINNING at an iron pin located by beginning at the intersection of the Northwest line of US Highway 411 at the original Northeast corner of Woody, being the property acquired in Deed Book 214, page 175; thence North 66E 0' 11" West, 144.51 feet to an iron pin marking the beginning point; thence from the beginning point, North 66E 0' 11" West, 316.80 feet to an iron pin; thence South 48E 34' 45" West, 49.15 feet; thence South 40E 12' 56" East, 166.74 feet; thence South 68E 39' 2" East, 62.64 feet; thence along the line of roadway known as Hiwassee Meadows on a right-handed curve, Delta=85E 6' 22", tangent=91.8 feet, a distance of 185.67 feet to the beginning point and containing 0.50 acres, more or less. Said tract being shown by survey of Jimmy L. Richmond, TRLS #917 dated 3-2-01 styled AHiwassee Meadows@.

TRACT TWO:

BEGINNING at an iron pin in the Northwest line of Hiwassee Meadows Road at the dividing line between Tract 11 and 12; thence along the line of Hiwassee Meadows Road, South 28E 53' 27" West, 25 feet, more or less to the North line of Tract 10; thence along the line of Tract 10, North 68E 39' 2" West, 65.66 feet; thence North 40E 12' 56" West, 171.65 feet; thence South 37E 19' 2" West, 191.13 feet; thence South 46E 48' 45" West, 108.11 feet; thence South 49E 52' 57" West, 104.50 feet; thence North 24E28' 57" East, 447.49 feet; thence South 66E 0' 11" East, 157.82 feet; thence South 48E 34' 45" West, 49.15 feet; thence South 40E 12' 56" East, 166.74 feet; thence South 68E 39' 2" East, 62.64 feet to the beginning point. Said tract containing 1.01 acres, more or less and being shown by plat of Hiwassee Meadows as Tract 11.

GRANTOR HEREIN MAKES NO WARRANTIES OR REPRESENTATIONS AS TO EXISTING SEPTIC SYSTEM.  PROPERTY SOLD AAS IS@

Said tracts are  conveyed SUBJECT to a 20' drainage and utility easement along the street lines; 10' drainage and utility easement along exterior lines; 5' drainage and utility easement along interior lot lines.

ALSO SUBJECT to the following building setback lines: front-35'; side-10'; rear-15'.

ALSO SUBJECT to the following restrictive covenants which shall run with the land and be binding upon all future owners whether or not mentioned in their respective deeds: There shall be no automotive junk yards. There shall be no chicken houses or swine operations upon said property.

BEING  the property acquired by Larry Waters and Carolyn Ledford  in Deed Book253, page 354, ROPCT.

There is ALSO CONVEYED a perpetual non-exclusive road right-of-way easement including the right to place utilities thereupon; which easement shall exist until said road is accepted by Polk County, Tennessee.  The center line of said 50' road easement is described as follows: BEGINNING at an iron pin in the Northwest line of US Highway 411, said point being 25 feet, more or less from the Northeast corner of the tract conveyed to Grantors in Deed book 214, page 175; thence the center line travels North 66E 0' 11" West, 140.04 feet; thence on a left-handed curve, Delta=85E 6' 22", tangent=91.80 feet, a distance of 148.54 feet to an iron pin; thence South 28E 53' 27" West, 291.43 feet to an iron pin; thence North 61E 6' 33" West, 15 feet to the center line of a 50' cul-de-sac.

 Being Tax Map No. 10K-A-11 and 12.

 The street addresses are believed to be Hiwassee Meadows Drive, Benton, TN.

OTHER INTERESTED PARTY(IES):  None of record.

The title to said real estate is believed good, but I will convey as Trustee only and subject to any unpaid taxes.

This sale is subject to all matters shown on applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

The sale held pursuant to this Notice may be rescinded at the Trustee/Successor Trustee=s option at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

WITNESS my hand this 3rd day of June, 2008.

DAVID S. HUMBERD

P.O. Box 957

Cleveland, TN 37364-0957

423-479-6141

THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

To be Run on: 6/11//08; 6/18/08 and 6/25/08.

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 5, 1998, executed by RICKIE C. DALE AND WIFE, SHERRI L. DALE, TO PETER C. ENSIGN, Trustee, of record in BOOK TD231, PAGE 314, in the Register's Office for POLK County, Tennessee and to J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, appointed as Substitute Trustee in an instrument of record in the Register's Office for POLK County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by NEW SOUTH FEDERAL SAVINGS BANK as provided in said Deed of Trust, I, J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on MONDAY JULY 14, 2008 AT 11:00 A.M. (LOCAL TIME) AT THE WEST DOOR OF THE POLK COUNTY COURTHOUSE IN BENTON, POLK COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in POLK County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF POLK, TENNESSEE:

LOCATED IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

LOT ELEVEN (11), GREEN ACRES SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 2, PAGE 46, IN THE REGISTER’S OFFICE OF POLK COUNTY, TENNESSEE.

SUBJECT TO RESTRICTIVE COVENANTS AS SET OUT IN INSTRUMENT RECORDED IN MISC. BOOK 26, PAGE 62, IN SAID REGISTER’S OFFICE.

SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT THEREON.

BEING THE SAME PROPERTY CONVEYED TO RICKIE C. DALE AND WIFE, SHERRI L. DALE, BY DEED DATED APRIL 17, 1996, IN WD BOOK 187, PAGE 38, IN THE REGISTER’S OFFICE FOR POLK COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 747 STONE ROAD, BENTON, TN  37307.

MAP 026O GROUP A, PARCEL 014.00

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE  PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: CITIFINANCIAL, INC.; DAIMLER CHRYSLER FINANCIAL SERVICES AMERICA, LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED

WILL BE USED FOR THAT PURPOSE.

This day, June 9, 2008.  This is improved property known as 747 STONE ROAD, BENTON, TN  37307.

J. PHILLIP JONES/I. DYKE TATUM Substitute Trustee

J. PHILLIP JONES, ATTORNEY FOR SUBSTITUTE TRUSTEE

SUITE C-205, NASHVILLE HOUSE

ONE VANTAGE WAY

NASHVILLE, TN 37228

(615) 254-4430

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated OCTOBER 5, 1998, executed by RICKIE C. DALE AND WIFE, SHERRI L. DALE, TO PETER C. ENSIGN, Trustee, of record in BOOK TD231, PAGE 314, in the Register's Office for POLK County, Tennessee and to J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, appointed as Substitute Trustee in an instrument of record in the Register's Office for POLK County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by NEW SOUTH FEDERAL SAVINGS BANK as provided in said Deed of Trust, I, J. PHILLIP JONES OR I. DYKE TATUM, EITHER OF WHOM MAY ACT, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on MONDAY JULY 14, 2008 AT 11:00 A.M. (LOCAL TIME) AT THE WEST DOOR OF THE POLK COUNTY COURTHOUSE IN BENTON, POLK COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in POLK County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF POLK, TENNESSEE:

LOCATED IN THE FIRST CIVIL DISTRICT OF POLK COUNTY, TENNESSEE:

LOT ELEVEN (11), GREEN ACRES SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 2, PAGE 46, IN THE REGISTER’S OFFICE OF POLK COUNTY, TENNESSEE.

SUBJECT TO RESTRICTIVE COVENANTS AS SET OUT IN INSTRUMENT RECORDED IN MISC. BOOK 26, PAGE 62, IN SAID REGISTER’S OFFICE.

SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT THEREON.

BEING THE SAME PROPERTY CONVEYED TO RICKIE C. DALE AND WIFE, SHERRI L. DALE, BY DEED DATED APRIL 17, 1996, IN WD BOOK 187, PAGE 38, IN THE REGISTER’S OFFICE FOR POLK COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 747 STONE ROAD, BENTON, TN  37307.

MAP 026O GROUP A, PARCEL 014.00

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE  PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: CITIFINANCIAL, INC.; DAIMLER CHRYSLER FINANCIAL SERVICES AMERICA, LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED

WILL BE USED FOR THAT PURPOSE.

This day, June 9, 2008.  This is improved property known as 747 STONE ROAD, BENTON, TN  37307.

J. PHILLIP JONES/I. DYKE TATUM Substitute Trustee

J. PHILLIP JONES, ATTORNEY FOR SUBSTITUTE TRUSTEE

SUITE C-205, NASHVILLE HOUSE

ONE VANTAGE WAY

NASHVILLE, TN 37228

(615) 254-4430

Under the provisions of Section 57-205, Tennessee code Annotated, as amended, effective May 1, 1972: Travis E. Rogers, 458 Reynolds Bridge Rd Ocoee, TN 37361 on 6-4-08 filed an application to the Polk County Beer Board Commission for a license to sell beer at the following location: Cherokee Corner 1224 Hwy. 64, map #65 parcel #58.00 SI001 To be known as: Cherokee Corner.

Application is for off premises sales.

Business formerly known as: Cherokee Corner with Deborah Sharon Griggs as permittee.

The Polk County Beer Board Commission will meet at 6:00 p.m. on the 24th day of June, 2008, in the Polk County Courthouse, room 302, Benton, Tennessee at which time the above application will be considered.

Angie Sanford, County Clerk

NOTICE TO CREDITORS

ESTATE OF DANNY JOE MCDOUGAL, Late of Polk County, Tennessee

Notice is hereby given that on the 23rd day of May, 2008, Letters of Administration in respect of the Estate of Danny Joe McDougal, deceased were issued to the undersigned by the Chancery Court of Polk County, Tennessee, Probate Division on the 23rd day of May, 2008.

All persons, residents and non-residents, having claims, matured or unmatured against his Estate are required to file the same with the Clerk of the above-named court within four (4) months from the date of first publication of this notice, otherwise their claim will be forever barred.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

This 23rd day of May, 2008.

Signed: Kim Ingram, Clerk

Estate of Danny Joe McDougal

By: Michael McDougal, Representative

Attorney: R. Wylie Richardson

Crump, Richardson & Young, PLLC

650 25th St., Suite 400

Cleveland, TN 37311

To be ran: 6/11, 6/18

ESTATE OF: BELINDA ANN MCCALISTER (deceased)

Notice is hereby given that on the 21st day of May, 2008, Letters of Administration in respect of the estate of Belinda Ann McCalister, deceased, were issued to the undersigned by the Probate Court of Polk County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured, against her estate are required to file same with the Clerk of the above named Court within four (4) months from the date of the first publication of this notice, otherwise their claims will be forever barred.

This 21st day of May, 2008.

Signed: Robert John McAlister, Jr.

Estate of: Belinda Ann McAlister, Deceased

Attorney: Nan R. Jenne, Esq.

Jenne, Scott, & Jenne, PLLC

P.O. Box 161

Cleveland, TN 37364

To be ran: 6/11, 6/18

IN THE MATTER OF:

THE ESTATE OF ETHA MAE PANTHER, DECEASED

Notice is hereby given that on the 19th day of May, 2008, Letters Testamentary in respect to the estate of Etha Mae Panther, deceased, were issued to the undersigned by the Probate Court of Polk County, Tennessee

All persons, resident and non-resident, having claims, matured or unmatured against her estate are required to file same with the Clerk of the Chancery Court within four (4) months from the date of the first publication of this notice, otherwise their claims will be forever barred.

This 19th day of May, 2008.

Estate of Etha Mae Panther, deceased

Marty Alan Rhodes, Executor

Kimberly A. Ingram, Clerk and Master

Attorney: Laura M. Crawford, BPR #021440

Attorney for Executor

337 Main St., P.O. Box 930

Ducktown, TN 37326

To be ran: 6/11, 6/18

NOTICE TO CREDITORS

ESTATE OF JAMES MICHAEL SMITH, (DECEASED)

Notice is hereby given that on the 16th day of May, 2008, Letters of Administration in respect to the Estate of James Michael Smith, deceased, was issued to the undersigned by the Probate Court of Polk County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured, against this estate are required to file same with the Clerk of the above named Court within four (4) months from the date of the first publication of this Notice, otherwise their claims will be forever barred.

Dated this 16th day of May, 2008

Charlotte Lewis, Administrator of the Estate of James Michael Smith, Deceased

Kim Ingram, Clerk

Attorney: Travis D. Henry

175 Spring St. NW

Cleveland, TN 37311

423-339-0529

To be ran: 6/11, 6/18

PUBLIC NOTICE

It is the duty of your Grand Jurors to investigate any public offense which they know or have reason to believe has been committed and which is triable or indictable in this county. Any person having knowledge or proof that such an offense has been committed may apply to testify before the Grand Jury subject to the provisions of TCA, Section 40-12-104.

The Grand Jury will next meet at the Benton Courthouse on Monday, the  30th day of June, 2007 at 9:00 A.M. and at the Ducktown Courthouse on the 30th day of June, 2008 at 1:00 P.M. You may be prosecuted for perjury for any oral or written statement which you make under oath to the Grand Jury, when you know the statement to be false, and when the statement touches on a matter material to the point in question.

The foreman for the Benton area is Steve Harbison and the foreman for the Ducktown area is David Beckler.

CONNIE CLARK

CLERK OF COURTS

TRUSTEE'S SALE

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on February 8, 2005, by Wilfred Wright and Christine Wright to Priority Trustee Services of Tennessee, L.L.C., Trustee, as same appears of record in the Register's Office of Polk County, Tennessee, under Book

No. TD316, Page 591,   ("Deed of Trust"); and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2; and

WHEREAS, Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2, the current owner and holder of said Deed of Trust, (the "Owner and Holder"), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register's Office of Polk County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or his duly appointed attorneys or agents, by virtue of the power and authority vested in him, will on Thursday, June 26, 2008, commencing at 2:00 PM at the Front steps on Ocoee Street of the Polk County Courthouse, Benton, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Polk County, Tennessee, to wit:

Situated in District Two (2), of Polk County, Tennessee, without corporate limits of the City of Reliance, Tennessee and being known and designated as Wilfred Wright, Kimsey Mountain Highway, as shown by plat of said of record in Plat Book 9, Page 93, in the Register's Office for Polk County, Tennessee, to which plat specific reference is hereby made for a more particular description, and according to the survey of Paul Lingerfelt RLS #771, dated October 21, 2003 and bearing drawing number 03197.

Being the same property conveyed to Wilfred Wrightby deed from Wade W. Wright dated 09/25/93 and recorded in Book 168, Page 18, in the Register's Office of Polk County, Tennessee.

M/P 58-92.00

PROPERTY ADDRESS:  557 Kimsey Mountain Highway, Reliance, TN  37369

CURRENT OWNER(S):  Wilfred Wright and Christine Wright

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.

 SUBORDINATE LIENHOLDERS:  Benton Banking Company

 OTHER INTERESTED PARTIES:  N/A

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Nationwide Trustee Services, Inc., Substitute Trustee

c/o imreid

Nationwide Trustee Services, Inc.

1587 Northeast Expressway

Atlanta, Ga  30329

(770) 234-9181 (ext. )

MSP File No.:  226.0804529TN

Insertion Dates:  06/04/2008, 06/11/2008, 06/18/2008

STATE OF TENNESSEE

COUNTY OF POLK

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by

that certain Deed of Trust executed on April 25, 2007 by Rebecca Ann Womble to James A. Elrod, as same appears of record in the Register’s Office of Polk County, Tennessee, under Book No. TD 357, Page 77-83, (“Deed of Trust”); and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that G. William Little, III, Trustee, by virtue of the power and authority vested in him, will on June 18, 2008, 2008, commencing at 12:30 PM at the front steps on Ocoee Street of the Polk County Courthouse, Benton, Tennessee, proceeding to sell at public outcry to the highest and best bidder, for cash, subject to any unpaid taxes, prior liens or encumbrances as well as any priority created by a fixture filing, any matter that an accurate survey of the premises might disclose, matters shown on any recorded plat, any restrictive covenants, easements or set-back lines that may be applicable, the following described property situated in Polk County, Tennessee, to wit:

All that tract or parcel of land lying and being in the 21st Section, Fractional Township 2 South, Range 5, East of the Ocoee Basis Line, 3rd Civil District of Polk County, Tennessee, being 1.19 acres, more or less, 0.11 acres, more or less and 0.14 acres, more or less, all as shown on that plat of survey prepared by Lane S. Bishop, R.L.S. No. 1324, prepared for James A. Elrod, said plat of survey being dated March 27, 2006 and being recorded in Plat Book 11, Page 112, Polk County Deed records.  Said plat of survey is incorporated herein by reference thereto for a more complete and accurate metes and bounds description of the above-described property.  

Being a portion of that property conveyed from James A. Elrod and wife, Lena Elrod to Linda Elrod Jones by Warranty Deed dated May 9, 2002, recorded in Deed Book 223, Pages 454-55, Polk County Deed records.

Being a portion of that property conveyed from Linda Elrod Jones to James A. Elrod by Warranty Deed dated March 2, 2007, recorded in Deed Book 249, Pages 459-460, Polk County Deed records.

Subject to all easements, restrictions and rights of way as shown on that plat of survey recorded in Plat Book 11, Page 112, Polk County Deed records.

Map Number/Parcel Number: P/O  053 008.00

PROPERTY ADDRESS / STREET ADDRESS: believed to be 271 Waller Road, Farner, Tennessee, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

CURRENT OWNER(S):  Rebecca Ann Womble

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Trustee.

The right is reserved to adjourn the day of sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty four hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This firm is a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

G. William Little, III, Trustee

G. William Little, III, PC

931 East Main Street

Blue Ridge, GA  30513

(706) 632-1900

Insertion dates:  5/28/2008, 6/4/2008, 6/11/2008

This is to inform Ann Voyles that you have 30 days from the first date of this notice in the Polk County News to remove your trailer.

Sale at public auction will be on June 11, 2008, at 10:00 a.m., local time, at the west door, Polk County Courthouse, Benton, Tennessee pursuant to Deed of Trust executed by Jimmy R. Flowers and wife, Melinda Flowers to Emmett James House or Bill R. McLaughlin, Trustee, on February 27, 2004 at Book TD302, Page 254 and conducted by Shapiro & Kirsch, LLP, Substitute Trustee, all of record in the Polk County Register's Office.

Owner of Debt: Regions Bank d/b/a Regions Mortgage, successor by merger to Union Planters Bank, N.A.

The following real estate located in Polk County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:Described property located in the First (1st) Civil District of Polk County, Tennessee, to wit:

Lot 21, Chilhowee Estates Subdivision, as shown by plat of record in Plat Book 8, Page 280, in the Register's Office of Polk County, Tennessee, to which plat reference is hereby made for a more particular description of said property.

Street Address:  198 Burgess Drive, Benton, TN 37307

Current Owner: Jimmy R. Flowers and wife, Melinda J. Flowers

The street address of the above-described property is believed to be 198 Burgess Drive, Benton, TN 37307, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

This office is a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose.

Shapiro & Kirsch, LLP Substitute Trustee

www.kirschattorneys.com

Law Office of Shapiro & Kirsch, LLP

6055 Primacy Parkway, Suite 410

Memphis, TN  38119

Phone 901-767-5566

Fax 901-767-8890

Publication dates: MAY 21, 28 AND JUNE 4, 2008

File No. 05-0071

WHEREAS, by Trust Deed dated the 1st day of December, 2005 ORIGIN J. HAMILTON and wife, ROBIN E. HAMILTON did convey in trust certain land therein described to secure a Promissory Note duly incorporated in said Trust Deed by reference and said Trust Deed was duly recorded in the Register's Office of Polk County, Tennessee, in Trust Book 330, page 45;

WHEREAS, J. Michael Sharp was appointed Substitute Trustee by instrument of record in MS _______, page _________;

WHEREAS, said Trust Deed provides that in the event of the default in the payment of any installment of said Note for a period of thirty (30) days, the entire indebtedness shall, at the option of the owner and holder thereof, become due and payable; and

WHEREAS, default has been made in the payment thereof and the owner and holder of said Note has declared the entire balance thereof due and payable and has instructed the undersigned  Trustee to foreclose said Trust Deed.

NOW, THEREFORE, by virtue of the authority in me vested as  Trustee under the terms of said instrument, I, the undersigned, will on the 23rd day of May, 2008, at 10:00 o'clock A.M., in front of the West  Door of the Courthouse in Polk County, Tennessee, offer for sale and sell to the last, highest and best bidder, for cash in hand, and in bar of the equities of redemption, dower and homestead, the following described real estate, lying and being in the 1st Civil District of Polk County, Tennessee, to-wit:

BEING LOT ONE (1) in the RICKY HUTSON SUBDIVISION a plat of which is recorded in the Register’s Office of for said  county in Plat book 8, page _____.  Said Lot is more particularly described as BEGINNING in the Northwest line of Old Ocoee Road where the same is intersected by the Northeast corner of land of Enriques (as recorded in DB 72, page 134); and from said beginning point and run with said line of said Road, North 23° 25’ 53” East, 22.58 feet to a slight angle; thence continuing on with said line of said Road, North 19° 15’ 05” East, 67.35 feet; thence with the Southwest line of Lot 3 as shown on said Plat, North 63° 59’ 02” West, 344.54 feet to corner; thence with the Southeast line of said Lot 3, South 19° 56’ 54” West, 89.95 feet to the Northeast line of said Enriques; thence following said line of said Enriques, South 63° 58’ 52” East, 343.2 feet to the beginning.  Description taken from recorded plat.

Also conveyed herewith is a non-exclusive and perpetual right of way easement being located between Lots 1 and 2 as shown on said recorded Plat and being a strip 30-foot wide and approximately 344.54 feet in length.  However all parties who use said right of way easement shall share pro rata in the cost of upkeep and maintenance.

SUBJECT To all matters set out on recorded plat.

SUBJECT to any and all governmental zoning and/or subdivision regulations or ordinances in effect thereon.

Being the property conveyed to Origin J. Hamilton and wife, Robin E. Hamilton by deed of record in DB 242, page 34, ROPCT.

Being Tax Map No. Map 54 Parcel 55.14.

The street addresses are believed to be 499 Reynolds Bridge Road, Ocoee, TN 37361.

OTHER INTERESTED PARTY(IES):  None of record.

The title to said real estate is believed good, but I will convey as Substitute Trustee only and subject to any unpaid taxes.

This sale is subject to all matters shown on applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

The sale held pursuant to this Notice may be rescinded at the Trustee/Successor Trustee’s option at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

WITNESS my hand this ____ day of May, 2008.

_____________________________________

J. MICHAEL SHARP

P.O. Box 236

Cleveland, TN 37364-0236

423-339-0529

THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

To be Run on: 5/21, 5/28, and 6/4/08

WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on March 19, 1999, by Mark A. Stone and Margaret A. Stone to Peter C. Ensign, Trustee, as same appears of record in the Register's Office of Polk County, Tennessee, under Book No. TD 238, Page 24,   ("Deed of Trust"); and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Manufacturers and Traders Trust Company, as trustee, on behalf of the holders of the Home Equity Loan Pass-Through Certificates, Series 1999-3; and

WHEREAS, Manufacturers and Traders Trust Company, as trustee, on behalf of the holders of the Home Equity Loan Pass-Through Certificates, Series 1999-3, the current owner and holder of said Deed of Trust, (the "Owner and Holder"), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register's Office of Polk County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or his duly appointed attorneys or agents, by virtue of the power and authority vested in him, will on Thursday, June 5, 2008, commencing at 2:00 PM at the Front steps on Ocoee Street of the Polk County Courthouse, Benton, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Polk County, Tennessee, to wit:

Lying and being in the Third Civil District of Polk County, Tennessee, to wit:

Lot No. 37 of Campbell Cove Lake Phase I Subdivision as shown by plat of record which is recorded in the Register's Office of Polk County, Tennessee in Plat Book 4, Page 93, to which plat reference is here made for a more detailed description of said lots.  Subject to restrictions in Misc. Book 60, Page 417, in the Register's Office of Polk County, Tennessee.  Subject to setbacks, and drainage and utility easements and restrictions as to septic lines, all shown on recorded plat.  Subject to a hydrocarbon estate, etc., recorded in Deed Book 134, Page 130 in the Register's Office of Polk County, Tennessee.  The grantor's source of interest is a deed recorded in Book 181, Page 121 in the Polk County Register's Office.  The legal description of the herein described property is the same as in the deed of prior title.

PROPERTY ADDRESS:  947 A Lake View Drive, Turtletown, TN  37391

CURRENT OWNER(S):  Mark A. Stone and Margaret A. Stone

The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.

      SUBORDINATE LIENHOLDERS:  N/A

      OTHER INTERESTED PARTIES:  N/A

  All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Nationwide Trustee Services, Inc., Substitute Trustee

c/o Richetta Milton

Nationwide Trustee Services, Inc.

1587 Northeast Expressway

Atlanta, Ga  30329

(770) 234-9181 (ext. )

MSP File No.:  822.0600583TN

Insertion Dates:  05/14/08, 05/21/08, 05/28/08